
GENERAL:
Our insurance policies are written with
VFIS of Texas/Regnier & Associates
4450 Frontier Trail
Austin, TX 78745-1514
Our local agent is
Frantzen, Kaderli & Klier
P. O. Box 513
Fredericksburg, TX 78624
COMMERCIAL PROPERTY LIABILITY POLICY:
Building $64,896 $250 deductible.
Personal Property $15,600 $250 deductible.
General Liability $3,000,000 aggregate & $1,000,000 each occurrence
Fire Damage $1,000,000 any one fire
Premises Medical $5,000 any one person
Blanket Replacement Cost "portable equipment" $250 deductible.
COMMERCIAL AUTOMOBILE POLICY
Liability $1,000,000 combined single limit BI & PD
Uninsured Motorists $100,000 each accident
Comprehensive & Collision $500 deductible.
This policy covers a vehicle owned by an individual responding to an emergency call in addition to the two tankers and two brush trucks.
COMMERCIAL UMBRELLA POLICY
Each occurrence $1,000,000
General aggregate $1,000,000
PERSONNEL ACCIDENT INSURANCE
1. Gillespie County provides an accident policy for emergency responders. There is a $10,000 maximum benefit for death, dismemberment, loss of sight, speech or hearing and for cosmetic disfigurement from burns. It also has a $100.00 injury disability benefit.
2. The department also carries a workman’s compensation policy that covers firefighters as well as clerical personnel for injury sustained while performing their duties with TLVFD. This is much more extensive than the accident policy provided by Gillespie County. It provides liberal medical and wage loss coverage as directed in the Texas workman’s compensation regulations. This policy is written with Texas Mutual Insurance Co. through Frantzen, Kaderli & Klier.
CLAIMS ARE TO BE REPORTED TO:
Corrine Jung at Frantzen, Kaderli & Klier Ins.
830-9977-9531 or 800-280-9531
If unable to reach the agency report to VFIS at 800-233-1957